Sell first, pay suppliers 30 to 90 days later

  • Access working capital to optimize your business

  • Upfront transparent and fixed fees

  • Pay supplier bills 30 to 90 days later

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Banking services provided by Patriot Bank, N.A., Member FDIC. Account opening is subject to registration and ID verification.1

Pay later

Tola makes it easy for SMBs to pay suppliers on time, while giving you the flexibility to extend your payment terms 30 to 90 days later.

Pay later with Tola

Easily extend your payment terms with 30, 60 or 90 days.

Transparent terms and clear fees

See all fees upfront, so you know exactly how much you will pay.

Transparent terms and clear fees

Stay on top of your cash flow

Tola connects your bank and accounting tools to give you a complete overview of your cash flow.

Features

The best in class tools to manage the requirements of any small business.

Schedule payments

Easily schedule bills in advance, ensuring your vendors always get paid on time.

Easy vendor onboarding

Collect payment details automatically from vendors by just adding their e-mail.

Track payment status

See an audit log, track all payment steps and share the payment status with vendors.

Approval workflows

Invite your team or accountants and easily set up rules on who can pay which bills.

Re-pay bills earlier

Get access to more working capital with no additional fees added by paying bills early.

Automatic bill capture

Upload your vendor invoice as PDF and let Tola extract key details to save you time.

External accountant access

Invite your external accountants or bookkeepers to help your entire AP process

Our products

Pay

Manage, pay and reconcile bills.

Get paid

Send invoices and track payments.

Pay later

Pay bills in 30, 60, or 90 days.

Accounting

Automate your accounting.

From our customers

Sarah Jahnke

Tola has been the easiest way to optimize our cashflow. The team is very responsive and hands on!

Sarah Jahnke

CEO of Homecourt

McCay Johnson

Tola has been a great tool for us to pay all our vendors and get the cash flow flexibility with just a few easy clicks.

McCay Johnson

COO of Bim Bam Boo

Katy Tucker

Tola has been a great payments partner as we grow our business, providing flexibility and a great experience.

Katy Tucker

Co-founder of Sunnie

Dave Wilson

Tola really stands out from other solutions as a more modern, fast, flexible solution for AP & AR.

Dave Wilson

Founder of ProvenCFO

FAQ

Try Tola today

© 2024 Tola Inc. All rights reserved.

  1. Tola is not a bank. Banking services are provided by Patriot Bank, N.A, Member FDIC. Deposits are FDIC-insured through Patriot Bank, N.A., Member FDIC. Account opening is subject to registration and ID verification.
  2. Tola Pay later services are available for qualified businesses and subject for approval. Displayed fees on this websites are examples, actual terms depend on the individual business's credit eligibility. Please visit our Terms of Service for more details. Read our Privacy Policy.
  3. IMPORTANT INFORMATION FOR OPENING A NEW ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see a copy of your driver's license or other documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice.